down bad
1.
In an unfortunate, desperate, or impoverished state; having hit rock bottom financially, mentally, or in one's personal circumstances.
2.
Experiencing a severe slump, misfortune, or loss of momentum; enduring a humiliating streak of devastating losses or setbacks.
3.
At a low point where one is forced to resort to embarrassing compromises, desperate measures, or questionable life choices.
Example in Context
"I remember when I was down bad with $1.43 in my checking account eating plain white rice for dinner."